Your financial partner within the Ministry family

Exclusively serving Ministry of Finance and Development Planning employees with proven stability, salary-integrated solutions, and an unbroken track record of profitability for over 20 years.

Proudly serving thousands across Botswana

Comprehensive financial solutions designed for Ministry professionals

As a Ministry of Finance employee, you deserve financial services that understand your career path, salary structure, and long-term goals. Matlotlo provides salary-integrated solutions with the stability and professionalism you expect.

Build Your Wealth Through Savings

Protect and grow your kobotlo with savings accounts designed specifically for government employees. From Ordinary Savings to Save as You Earn, your deposits are safeguarded with institutional discipline and consistent returns backed by our unbroken profitability record.

Salary-Integrated Loan Solutions

Access professional financing that works seamlessly with your payroll. Whether you need an Emergency Loan of up to P20,000 within 48 hours, or an Ordinary Loan with repayment terms extending to 10 years, our salary-deduction system ensures convenience and maintains your financial discipline.

Comprehensive Funeral Scheme

Dignity and financial security when your family needs it most. Our funeral scheme provides comprehensive coverage that honors your loved ones while protecting your financial wellbeing during life’s most difficult moments — because compassion is central to the Matlotlo way.

“As a Ministry colleague myself, I understand what your kobotlo means to you. For over 20 years, we’ve protected and grown our members’ treasures with an unbroken profit record. That’s not luck, that’s the discipline and trust we share as Ministry of Finance professionals.”

Chief Executive Officer

Our Impact by the Numbers

Excellence measured in member trust and institutional stability

Unbroken profitability since inception

Competitive interest rates on ordinary Loans

Emergency & Flexi Support Loans available

Maximum loan repayment terms

Built by Ministry employees, exclusively for Ministry employees

Founded by your colleagues with mentorship from Motswedi SACCOS, Matlotlo has served Ministry of Finance and Development Planning employees for over two decades with an unbroken record of profitability.

We understand your salary structure, career path, and long-term goals because we share them. From building homes for incapacitated colleagues to providing emergency loans within 48 hours, we prove that financial strength and compassionate community support go hand in hand.

We don’t just offer services, we safeguard your kobotlo for generations to come.

What our members say

Trusted by your Ministry colleagues

Naledi M.

@naledi_m

Matlotlo’s salary-integrated loans give me complete peace of mind. I focus on my work while repayments are handled seamlessly through payroll.

Thabo K.

@thabok_fin

I’ve been a member for 15 years. The consistent profitability and professional service give me confidence that my kobotlo is truly protected.

Maria P.

@mariapeace

When I needed an emergency loan, the approval came within 48 hours. Professional efficiency when it mattered most.

Olebogeng D.

@olebo_dee

Matlotlo understands Ministry employment in a way generic banks simply cannot. They’re part of our professional family.

Kabelo T.

@kabelot_saves

The funeral scheme provided dignity and support when my family needed it most. This is compassion in action.

Ready to join Matlotlo?

Review our membership eligibility criteria and start protecting your kobotlo with over 20 years of proven excellence.